Personal Loans, Blacklisted Loans & Cash Loans Across South Africa...Fast Online Application with SAME DAY APPROVALS!

EC Loans Paid Same Day

Once approved, your loan could be paid directly into your bank account within hours – that’s if it’s a weekday between 8:00 and 15:00. If it’s after 15:00 on a weekday, you will have money in your bank by breakfast (that’s if you eat breakfast early).

On weekends or public holidays, your loan will be paid out early the very next working day.
Shoo! A bit of a mouthful – we know. If it were up to us, we’d pay the cash over instantly.
Unfortunately, we’re at the mercy of the banks who like regular siestas and that sticky red tape. But do not fear, we’re working on them and hope to be able to pay you your loan 24/7, in an instant. We’ll keep you posted!
Check the status of your Loan Application on our system anytime for your convenience.
On preferring to use the online medium to serive these loans, you get the chance to procure the funds instantly and that too at any point of time. Moreover all you have to do is to fill in the details in a simple application form and get Same Day Approval

Get your Loan Today

EC Finance was established in 2005 with the sole aim to provide Loans, Personal Loans and cash loans. We also assist blacklisted loans and do assist clients nationwide.

If your bank is refusing to give you a loan we should be able to help.

Being Blacklisted isn't an issue with us

You may also like to try out our handy loan calculator, this is never exact science due to the fluctuations of the markets, but it will give you a rough idea of what you can expect.

We will go through everything with you when you apply for your loan which will be exact and you will be approved the same day you apply for your loan.

Bad debt loans are designed to provide monetary assistance to those having serious credit problems. The loans are further available in unsecured form ( That means we dont use ANY collateral ) very simple and effortless process!

Put us to the test today for your Personal Loan and the Loan could be in your account the same day if you sent back the Approved Contract in time with All supporting Docs!


Our secure status check.
Enter your ID Number and Phone number used on your application form to get the current (live) status of your loan application.

Your loan application status will be displayed here