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Privacy Policy

How we collect your personal information

Whenever you use this website, complete an application form, contact us electronically, or use one of the services or facilities offered by EC Finance we will collect your personal information.

Why we collect your personal information

In order to make your use of this website, products and services offered on the website successful and possible, it is necessary for us to find out exactly what you need and want from us. We use the information to identify you as client.


Your privacy is important to us. We will not sell, rent or provide your personal information to unauthorized third parties


Protection of your personal information

We value the information you give us and we will take all steps possible to protect your personal information from loss, misuse or alteration.

Opt out of communication

We would like to stay in touch with our customers but we don’t want to cross the line at all as we respect our customers’ wishes.

According to the EC Loans privacy policy, if you feel like we contact you too often, you can choose to opt out of communication.

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How to Apply

Cost of credit and Application Requirements

Our financial service(s)/credit provider(s) offer between R1000 and R100 000,00 loans and are the best method of attending to an unforeseen financial event. Repayments are also tailored to suit your budget and your personal needs, they are also dependent upon your affordability and credit criteria. To apply for a loan you must, be a South African citizen or a permanent resident and 18 years or older with a valid identity document, earn a minimum of R1500 per month, have proof of your current residential address and your own a bank account into which your salary is deposited.

Cost of Credit:
Insurance: 1.25% of monthly opening balance
22.50% Benefit
The Maximum APR is 28% per annum

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