Win with EC Loans!

Need your loan approved fast?
You can have the money you need in your account just hours after your loan application is approved


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Loan Application




While we're doing your application, would you like a Free Quote and save money on Life Insurance, Funeral Cover & Car Insurance?

You don't pay any upfront fees for us to process your application.

* Just tick the boxes below for services you want quotes on

Some of our partners you are likely to hear from include Clientele and 1life.

Your message will be treated with the highest confidentiality and will only be used to do a Credit Assessment through a Credit Bureau of our Choice to work out the Affordability of obtaining the cheapest loan for you. As part of our service and Terms and Conditions you get your Credit Report with the application.
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How to Apply

Cost of credit and Application Requirements

Our financial service(s)/credit provider(s) offer between R1000 and R100 000,00 loans and are the best method of attending to an unforeseen financial event. Repayments are also tailored to suit your budget and your personal needs, they are also dependent upon your affordability and credit criteria. To apply for a loan you must, be a South African citizen or a permanent resident and 18 years or older with a valid identity document, earn a minimum of R1500 per month, have proof of your current residential address and your own a bank account into which your salary is deposited.

Cost of Credit:
Insurance: 1.25% of monthly opening balance
22.50% Benefit
The Maximum APR is 28% per annum

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