Need your loan approved fast?
You can have the money you need in your account just hours after your loan application is approved
Business Loans
We move as fast as your business. Apply today with absolutely no commitment and get access to R20,000 – R500,000
Fast & Simple Application
Apply in minutes and receive funding in hours.
We Say ‘Yes’ More
Using the latest technology, we make decisions based on your real business performance.
Completely Flexible
Repay as soon as you like and save. No early repayment fees, ever!
South Africa’s Only Online Provider of Business Funding
We are experts in what we do and provide the highest level of security.
How it works
Download Manual Application Form
Or call us on 021 200 6011 and we can assist you in getting your application underway.
Receive your decision
You will be provided a decision once we received the completed application form & the Once Off Fee has been paid. It takes about 24 hours to get an answer.
Our fees are transparent and easy to understand so that you know exactly how much needs to be repaid.
Business funding of R20,000 to R500,000 – we aim to have the funds in your bank account within 2 business days.
Repay in standard installments over 6 months. Or choose to pay early with no penalty fee!
Our minimum qualifications are less intensive than those of banks.
We’re focused on getting you approved so your business can thrive.
Time in Business – 1+ years
Annual Revenue – R500,000 +
Location – South Africa
Typical funding uses include:
- Purchasing Inventory
- Hiring Employees
- Launching Marketing Campaigns
- Purchasing Equipment
- Remodeling / Renovating
- Opening New Locations
- Managing Cash Flow
- Handling Unexpected Expenses
- Bridging Receivables Gaps
Who we are
EC Loans is more than a company. It’s a belief in the power of small business, making a difference, building a better solution and striving for excellence. We work hard to empower businesses across South Africa with the funds they need to grow, and we have a great time doing it!
Our principles
- We believe small businesses are the key to local economic success and deserve an easy and inspiring lending experience.
- We know time is money, and our products and services are designed to keep owners moving at the speed of business.
- We make sure that our funding costs and terms are transparent and understandable.
- We know that having someone to speak with about financing is important, so we have Specialists available to answer any questions.