Need your loan approved fast?
You can have the money you need in your account just hours after your loan application is approved
Fast & Simple Application
Apply in minutes and receive funding in hours.
We Say ‘Yes’ More
Using the latest technology, we make decisions based on your real business performance.
Repay as soon as you like and save. No early repayment fees, ever!
South Africa’s Only Online Provider of Business Funding
We are experts in what we do and provide the highest level of security.
Or call us on 021 200 6011 and we can assist you in getting your application underway.
Receive your decision
You will be provided a decision once we received the completed application form & the Once Off Fee has been paid. It takes about 24 hours to get an answer.
Our fees are transparent and easy to understand so that you know exactly how much needs to be repaid.
Business funding of R20,000 to R500,000 – we aim to have the funds in your bank account within 2 business days.
Repay in standard installments over 6 months. Or choose to pay early with no penalty fee!
Our minimum qualifications are less intensive than those of banks.
We’re focused on getting you approved so your business can thrive.
Time in Business – 1+ years
Annual Revenue – R500,000 +
Location – South Africa
EC Loans is more than a company. It’s a belief in the power of small business, making a difference, building a better solution and striving for excellence. We work hard to empower businesses across South Africa with the funds they need to grow, and we have a great time doing it!