Win with EC Loans!

Need your loan approved fast?
You can have the money you need in your account just hours after your loan application is approved

Fast Loans

All of our loans are finalised faster than you might imagine! When you’re in a bind the last thing you want to do is wait for weeks for your loan application to clear. Fast loans are our speciality. Online loans same day is our way.

When the banks says no we aim to say yes!

Once your application is approved you can credited with the advance within just a few hours. Because many of our clients apply for our loans when they need emergency funds, we make sure that we offer a service with speedy approval and access to funds as soon as possible.

While the interest rate on faster cash loans like these is higher than secured loan interest rates, they’re the way to go when you need money fast to settle debts, pay deposits, pay bills, and the like.

How is my fast loan application assessed?

Your monthly salary is considered when the amount for a loan is approved. We aim to make sure that you can practically and feasibly pay back the loan in time.
As with all unsecured loans, a shorter repayment period is recommended so that you are indebted for a shorter time.

Need cash now, and fast? Apply now and start fixing your financial situation today!

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Cost of credit and Application Requirements

Our financial service(s)/credit provider(s) offer between R1000 and R100 000,00 loans and are the best method of attending to an unforeseen financial event. Repayments are also tailored to suit your budget and your personal needs, they are also dependent upon your affordability and credit criteria. To apply for a loan you must, be a South African citizen or a permanent resident and 18 years or older with a valid identity document, earn a minimum of R1500 per month, have proof of your current residential address and your own a bank account into which your salary is deposited.

Cost of Credit:
Insurance: 1.25% of monthly opening balance
22.50% Benefit
The Maximum APR is 28% per annum

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