Win with EC Loans!

Need your loan approved fast?
You can have the money you need in your account just hours after your loan application is approved

Our pledge as per the National Credit Regulations guidelines we aim:

  • to promote a fair and non-discriminatory marketplace for access to consumer credit and for that purpose to provide for the general regulation of consumer credit and improved standards of consumer information;
  • to prohibit certain unfair credit and credit-marketing practices;
  • to promote responsible credit granting and use and for that purpose to prohibit reckless credit granting;
  • to provide for debt re-organisation in cases of over-indebtedness;
  • to regulate credit information;
  • to provide for registration of credit bureaux, credit providers and debt counselling services;
  • to establish national norms and standards relating to consumer  credit;
  • to promote a consistent enforcement framework relating  to consumer credit;
  • to establish the  National Credit Regulator and the National Consumer Tribunal;
  • to repeal the Usury Act, 1968, and the Credit Agreements Act, 1980;
  • and to provide for related incidental matters.
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Cost of credit and Application Requirements

Our financial service(s)/credit provider(s) offer between R1000 and R100 000,00 loans and are the best method of attending to an unforeseen financial event. Repayments are also tailored to suit your budget and your personal needs, they are also dependent upon your affordability and credit criteria. To apply for a loan you must, be a South African citizen or a permanent resident and 18 years or older with a valid identity document, earn a minimum of R1500 per month, have proof of your current residential address and your own a bank account into which your salary is deposited.

Cost of Credit:
Insurance: 1.25% of monthly opening balance
22.50% Benefit
The Maximum APR is 28% per annum

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